OKLA Electric Bikes on 0% Markup Instalments
Rising fuel prices in Pakistan have made daily commuting expensive for students, office workers, and delivery riders. Electric bikes are emerging as a practical alternative, but high upfront prices often stop buyers from switching. To address this gap, OKLA Electric has partnered with Bank Alfalah to offer electric bikes on easy instalments with 0% markup for short tenures.
Under this arrangement, customers can purchase selected OKLA electric bike models using Bank Alfalah credit cards through the SBS instalment plan. The offer allows payments to be spread over three or six months without paying any interest, making electric mobility more accessible in 2026.
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What is the OKLA and Bank Alfalah 0% Markup Instalment Offer?
This instalment facility is available through Bank Alfalah’s Smart Buy Scheme, which enables credit card holders to convert purchases into monthly instalments. The main benefit is that buyers choosing three or six months do not pay any markup, only a standard processing fee charged by the bank.
OKLA Electric Bikes 0% Markup Instalment Summary 2026
| Model | Motor Power | Battery | Bike Price (PKR) | 6-Month Instalment (PKR) | Markup (3–6 Months) |
|---|---|---|---|---|---|
| ORBIT | 1000W | 72V 20Ah | 159,000 | 26,500 | 0% |
| ONYX | 1200W | 72V 32Ah | 179,000 | 29,667 | 0% |
| OKT ECO | 1000W | 60V 32Ah | 199,000 | 33,167 | 0% |
| OKT Graphene | 1000W | 72V 32Ah | 239,000 | 39,833 | 0% |
| OMO Graphene | 2000W | 72V 38Ah | 339,000 | 56,500 | 0% |
Key points of the offer include:
- Three-month instalment plan with 0% markup
- Six-month instalment plan with 0% markup
- Longer tenures from nine to thirty-six months with standard bank markup
- Processing fee is usually between 2.5% and 5%
This structure helps customers choose between fast repayment without interest or extended plans with lower monthly payments.
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Available OKLA Electric Bike Models and Prices
OKLA offers a range of electric bikes designed for urban commuting and daily use. Each model differs in motor power, battery capacity, and price, allowing buyers to select according to their needs and budget.
The following table shows the available models under this offer:
OKLA Electric Bikes Models & Prices (2026)
| Model | Motor & Battery | Price (PKR) |
|---|---|---|
| ORBIT | 1000W | 72V 20Ah | 159,000 |
| ONYX | 1200W | 72V 32Ah | 179,000 |
| OKT ECO | 1000W | 60V 32Ah | 199,000 |
| OKT Graphene | 1000W | 72V 32Ah | 239,000 |
| OMO Graphene | 2000W | 72V 38Ah | 339,000 |
Lower-priced models suit city commuters, while graphene battery variants offer better durability and performance for longer use.
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Monthly Instalment Plans and Payment Options
Monthly instalments depend on the selected model and tenure. Buyers choosing three or six-month plans benefit from zero markup, while longer plans reduce the monthly burden but include bank interest.
For example, the ORBIT model costs Rs. 159,000 and can be paid as Rs. 26,500 per month on a six-month 0% markup plan. The ONYX model starts from around Rs. 29,667 per month for six months, while the premium OMO Graphene costs Rs. 56,500 per month for the same tenure. These figures show how instalments make electric bikes manageable compared to lump-sum payments.
Processing Fee and Important Conditions
Although the instalment plans offer zero markup for short tenures, a processing fee applies. This fee is charged separately by Bank Alfalah and depends on the instalment duration.
Important conditions to remember:
- Processing fee ranges between 2.5% and 5%
- Creditt card limit must cover the full bike price
- Offer applies only to selected OKLA models
- Approval depends on bank policies
Understanding these points helps buyers avoid confusion during booking.
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Who Should Consider This Offer?
This instalment scheme is ideal for people looking to reduce monthly transport costs without a heavy upfront investment. Electric bikes are especially suitable for urban travel where daily distances are moderate.
This offer is best for:
- Students and young professionals
- Office commuters
- Delivery riders and freelancers
- Buyers shifting from petrol bikes
Electric bikes typically cost far less to run, with charging expenses much lower than monthly petrol bills.
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Why OKLA Electric Bikes Make Financial Sense
Electric bikes offer long-term savings by eliminating fuel costs and reducing maintenance expenses. Unlike petrol bikes, they require fewer service visits and have fewer moving parts, lowering overall ownership costs.
In addition, electric bikes are quiet, environmentally friendly, and suitable for city traffic. With unstable fuel prices in Pakistan, switching to electric transport can bring predictable monthly expenses and financial relief.
How to Apply for OKLA Electric Bike Instalments?
The application process is simple and guided by Bank Alfalah and OKLA dealers. Interested buyers can complete the process without complex paperwork.
Steps to apply:
- Hold a valid Bank Alfalah credit card
- Visit an authorized OKLA dealer
- Select bike model and instalment tenure
- Pay the processing fee
- Confirm the instalment conversion under SBS
For details, customers can contact Bank Alfalah at 021-111-225-111 or use the bank’s official WhatsApp service.
Final Thoughts
The OKLA Electric Bikes 0% markup installment offer by Bank Alfalah is a positive step toward affordable electric mobility in Pakistan. By combining flexible payments with zero interest for short tenures, this initiative removes a major barrier to EV adoption.
As fuel prices continue to rise, such financing options make electric bikes a realistic and economical choice for daily commuting in 2026.
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FAQs
Is the OKLA electric bike instalment plan interest-free?
Yes, three- and six-month instalment plans are offered at 0% markup under Bank Alfalah SBS.
Are longer instalment plans available?
Yes, instalments from nine to thirty-six months are available with standard bank markup.
Is there any processing fee?
Yes, a processing fee of around 2.5% to 5% applies depending on the selected plan.
Who can apply for this offer?
Any customer with a valid Bank Alfalah credit card can apply through the SBS instalment scheme.
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